In this episode of Perry Matt’s podcast, we are joined by special guest Victor Lagos, founder of Lagos Financial and an experienced mortgage broker with over 15 years in finance and 7 years in mortgage brokering. Victor shares invaluable insights on the differences between banks and mortgage brokers, explaining how brokers can offer more tailored and beneficial options for borrowers.
We dive into various topics, including understanding borrowing capacity, the impact of credit scores, the benefits of using a broker, and tips on managing expenses to maximise borrowing potential. Victor also sheds light on the implications of having a HECS debt, the importance of genuine savings, and how getting financial help from parents can affect your mortgage.
Whether you’re a first-time home buyer or looking to optimise your borrowing capacity, this episode is packed with expert advice you won’t want to miss.
