Terms and Conditions

Last updated: June 14, 2021

Please read these terms and conditions carefully before using our service.

Interpretation and Definitions


The words in which the initial letter is capitalised have meanings defined under the following conditions: The following definitions will mean the same whether they are written in the singular or plural.


In accordance with these Terms and Conditions:

Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interests, or other securities entitled to vote for the election of directors or other managing authorities. New South Wales, Australia is referred to as the country. Company (referred to as either “the company,” “we,” “us,” or “our” in this Agreement) refers to Lagos Financial and lagosfinancial.com.au. Device means any device that can access the service, such as a computer, a cellphone, or a digital tablet. Service refers to the website. Terms and Conditions (also known as “Terms”) refer to the Terms and Conditions that constitute the entire agreement between You and the Company regarding the use of the service. This terms and conditions agreement has been created with the help of the terms and conditions generator. Third-party social media services are any services or content (like data, information, products, or services) that are provided by a third party and may be shown, included, or made available by the service. The website refers to lagosfinancial.com.au, accessible from lagosfinancial.com.au You means the person who accesses or uses the service or, if applicable, the company or other legal entity on whose behalf that person accesses or uses the service.


These are the terms and conditions governing the use of this service and the agreement that operates between you and the company. These Terms and Conditions outline all users’ rights and obligations when using the service.

You can only use the service and get access to it if you agree to these terms and conditions and follow them. All visitors, users, and other people who access or use the service must agree to these Terms and Conditions.

By accessing or using the service, you agree to be bound by these terms and conditions. You may not use the Service if You disagree with any part of these Terms and Conditions.

You represent that you are over the age of 18. The company does not permit those under 18 to use the service.

You also have to agree to and follow the company’s privacy policy in order to use the service and get access to it. Our Privacy Policy explains Our policies and procedures for collecting, using, and disclosing Your personal information when You use the application or the website, as well as Your privacy rights and how the law protects you. Please read our privacy policy carefully before using our service.

Links to Other Websites

Our service may contain links to third-party web sites or services that are not owned or controlled by the company.

The company has no control over the content, privacy policies, or practises of any third-party websites or services and takes no responsibility for them. You also agree that the company is not responsible or liable, directly or indirectly, for any damage or loss caused or thought to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.

We strongly recommend that You read the terms and conditions as well as the privacy policies of any third-party web sites or services that You visit.


We can end or suspend Your access at any time, without warning or responsibility, for any reason, including, but not limited to, if You break any of these rules.

Upon termination, your right to use the service will cease immediately.

Limitation of Liability

Regardless of any damages You may incur, the Company’s and any of its suppliers’ entire liability under any provision of these Terms, and Your sole remedy for all of the foregoing, shall be limited to the amount actually paid by You through the Service, or $100 USD if You haven’t purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, loss of privacy), arising out of or in any way related to the use of or inability to use the service, third-party software and/or third-party hardware used with the service, or otherwise in connection with any provision of these terms, even if the company or any supplier has been advised of the possibility of such damages, even if the remedy fails to

Some states do not allow the exclusion of implied warranties or the limitation of liability for incidental or consequential damages. This means that some of the above restrictions may not apply. In these states, the liability of each party will be limited as much as the law allows.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE,” with all faults and defects, and without any warranty. To the fullest extent allowed by law, the company, on its own behalf and on behalf of its Affiliates and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the service. This includes all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, as well as warranties that may come from a course of dealing, course of performance, or usage of trade. Without limiting the foregoing, the Company makes no warranty, undertaking, or representation that the service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, be error-free, or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the company nor any of the company’s providers makes any representation or warranty of any kind, express or implied. (i) as to the operation or availability of the service, or the information, content, and materials or products included thereon; (ii) that the service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the service; or (iv) that the service, its servers, the content, or e-mails sent from or on behalf of the company are free of viruses, scripts, Trojan horses, worms, malware, time bombs, or other harmful components;

Some places don’t let consumers lose certain types of warranties or have their legal rights limited, so some or all of the above exclusions and limits may not apply to You. But if that happens, the exclusions and limits in this section will be followed to the fullest extent allowed by the law.

Governing Law

These terms and Your use of the service will be governed by the laws of the country, excluding its conflict of laws rules. Your use of the application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have a concern or a dispute about the Service, You agree to first attempt an informal resolution by contacting the company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.

United States Legal Compliance

You promise and guarantee that (i) you are not in a country where the U.S. government has placed an embargo or that the U.S. government has called a “terrorist-supporting” country, and (ii) you are not on any U.S. government list of people who can’t or shouldn’t do something.

Severability and Waiver


If any part of these Terms is found to be illegal or unenforceable, that part will be changed and interpreted so that its goals are met as much as possible under the law, and the rest of the Terms will remain in full force and effect.


Except as stated here, a party’s failure to use a right or demand performance of an obligation under these Terms won’t affect that party’s ability to use that right or demand that performance at any time in the future. Likewise, a party’s waiver of a breach won’t mean that they’ll accept another breach in the future.

Translation Interpretation

If We have made these Terms and Conditions available to You through our service, they may have been translated. You agree that if there is a disagreement, the original English text will be the one that counts.

Changes to These Terms and Conditions

We reserve the right to change or replace these Terms at any time, at our sole discretion. If a change is important, we will try to let you know at least 30 days in advance before the new terms take effect. What constitutes a material change will be determined at our sole discretion.

You agree to be bound by the revised terms if you continue to access or use Our Service after the revisions become effective. If You do not agree to the new terms in their entirety or in part, please discontinue use of the website and service.

Contact Us

If you have any questions about these terms and conditions, you can contact us at: victor@lagosfinancial.com.au