by Victor Lagos | May 25, 2023 | Blog
Looking for an offset account with a fixed-rate mortgage? Learn how it works, its benefits, and how to manage your repayments effectively. Discover how you can save on interest, pay off your mortgage faster, and gain financial flexibility. Get expert advice on mortgages and find the best solutions tailored to your needs.
by Victor Lagos | May 17, 2023 | Blog
Looking for a mortgage with less documentation? Lease doc property loans are gaining popularity among investors. Discover how they benefit investment properties, offering higher borrowing capacity, flexibility, and lower interest rates. However, consider potential risks like higher interest rates and limited options.
by Victor Lagos | May 16, 2023 | Blog
Discover how interest rates can affect your property investment and learn valuable insights on navigating changing interest rate environments. From mortgage payments and property prices to cash flow and debt serviceability, understand the impact and explore tips such as monitoring interest rate movements, considering loan types, building a margin of safety, diversifying your portfolio, and seeking professional advice.
by Victor Lagos | May 16, 2023 | Blog
Discover the truth about credit scores and how they impact property investment financing. Learn how credit scores are calculated, their role in determining loan terms, and factors that affect them. Explore effective strategies to improve your credit score, from checking your report to paying bills on time. Seek expert guidance for a successful property investment journey.
by Victor Lagos | May 16, 2023 | Blog
Looking to finance the purchase of a commercial property? Discover the benefits of a full doc commercial property loan. Learn what it entails, eligibility requirements, loan terms, and associated fees. Lower interest rates, longer repayment terms, and flexible payment options make it an attractive option.
by Victor Lagos | May 16, 2023 | Blog
Discover the advantages and disadvantages of fixed and variable interest rates when taking out a mortgage. Make an informed decision that suits your financial goals and risk tolerance. Learn about the certainty and protection from rate hikes provided by fixed rates, but also the higher rates and limited flexibility they entail. Explore the lower rates and greater flexibility of variable rates, along with the uncertainty and risk of rate hikes.