by Victor Lagos | Jun 14, 2023 | Blog
Learn how to distinguish between good debt and bad debt to make informed financial decisions. Good debt, such as a mortgage or student loan, can be an investment in your future, while bad debt, like high-interest credit cards, can lead to financial stress. Discover strategies for managing debt and seek professional advice for personalised guidance. Start your journey towards financial empowerment today.
by Victor Lagos | May 25, 2023 | Blog
Looking for an offset account with a fixed-rate mortgage? Learn how it works, its benefits, and how to manage your repayments effectively. Discover how you can save on interest, pay off your mortgage faster, and gain financial flexibility. Get expert advice on mortgages and find the best solutions tailored to your needs.
by Victor Lagos | May 17, 2023 | Blog
Looking for a mortgage with less documentation? Lease doc property loans are gaining popularity among investors. Discover how they benefit investment properties, offering higher borrowing capacity, flexibility, and lower interest rates. However, consider potential risks like higher interest rates and limited options.
by Victor Lagos | May 16, 2023 | Blog
Discover how interest rates can affect your property investment and learn valuable insights on navigating changing interest rate environments. From mortgage payments and property prices to cash flow and debt serviceability, understand the impact and explore tips such as monitoring interest rate movements, considering loan types, building a margin of safety, diversifying your portfolio, and seeking professional advice.
by Victor Lagos | May 16, 2023 | Blog
Discover the truth about credit scores and how they impact property investment financing. Learn how credit scores are calculated, their role in determining loan terms, and factors that affect them. Explore effective strategies to improve your credit score, from checking your report to paying bills on time. Seek expert guidance for a successful property investment journey.