Sydney Mortgage Broker — Property Investment Finance Specialists
Lagos Financial is a Sydney-based mortgage broker specialising in property investment finance, residential home loans, SMSF property loans, commercial lending, construction finance, and refinancing. With our office in Bondi Junction, we serve clients across Sydney — from the Eastern Suburbs to the CBD, North Shore, Inner West, and beyond.
Why Choose Lagos Financial in Sydney?
Founded by Victor Lagos, a licensed mortgage broker with 17+ years of experience in financial services, Lagos Financial brings a property investment strategist’s perspective to every loan. We don’t just find you a rate — we structure your finance to build long-term wealth.
- 60+ lenders — We compare products from major banks, non-bank lenders, and specialist lenders to find the most competitive deal for your situation.
- Property investment specialists — Unlike generalist brokers, we focus on structuring loans that maximise borrowing capacity, tax efficiency, and portfolio growth.
- Free assessment — Every consultation starts with a no-obligation assessment of your borrowing capacity and goals.
- National reach — With offices in Bondi Junction (Sydney) and Launceston (Tasmania), we help clients invest across state lines.
Our Sydney Services
- Home Loans — Residential lending for owner-occupiers across Sydney
- Investment Property Loans — Finance for residential and commercial investment properties
- Refinancing — Switch to a better rate or access equity for your next investment
- First Home Buyer Loans — Government grants, stamp duty exemptions, and low-deposit options
- SMSF Property Loans — Use your super to invest in property
- Commercial Property Loans — Full doc and lease doc commercial finance
- Construction Loans — Finance for new builds and major renovations
Sydney Suburbs We Serve
From our Bondi Junction office at Level 1, 9-13 Bronte Road, we serve mortgage clients across all of Sydney including: Bondi, Bondi Beach, Bronte, Coogee, Randwick, Woollahra, Double Bay, Rose Bay, Paddington, Surry Hills, Darlinghurst, Potts Point, Neutral Bay, Mosman, Manly, Parramatta, Chatswood, Strathfield, Bankstown, Liverpool, Penrith, and all surrounding areas.
Visit Our Bondi Junction Office
Address: Level 1, 9-13 Bronte Road, Bondi Junction NSW 2022
Phone: 0483 969 782
Hours: Monday–Friday, 9:00 AM – 5:00 PM
Frequently Asked Questions — Sydney Mortgage Broker
How much can I borrow for a property in Sydney?
Borrowing capacity depends on your income, expenses, existing debts, and the lender’s criteria. Sydney’s median house price sits above $1.4 million, so many buyers need to borrow $800,000–$1.2 million+. We assess your full financial picture and compare options across 60+ lenders to maximise what you can borrow. Book a free assessment to find out your exact borrowing capacity.
What government help is available for first home buyers in NSW?
NSW first home buyers may be eligible for the First Home Buyer Assistance Scheme (stamp duty exemption on properties up to $800,000, concession up to $1,000,000), the First Home Owner Grant ($10,000 for new homes up to $600,000), and the federal Help to Buy shared equity scheme. We help you navigate all available grants and concessions.
Can you help me refinance my Sydney property?
Yes — refinancing is one of our core services. Whether you want a lower rate, to consolidate debt, or to access equity for your next investment, we compare refinancing options across 60+ lenders. Many Sydney homeowners are saving $300-500/month by switching lenders.
Do I need to visit your office?
No — we offer video consultations via Zoom and phone consultations. Many of our Sydney clients prefer virtual meetings. You can also visit us at our Bondi Junction office by appointment.
We serve clients in Bondi Junction and best mortgage broker in Bondi Junction and across the greater Sydney area.
We also help clients in Melbourne and NSW First Home Owner Grant.